Let the Government and the Sun Pay Your Bills.

You Just Enjoy the Upgrade.

₹78,000 government subsidy. 5.65% SBI rate — exclusive to Flarize. Your 3kW solar system covers ₹6,000 worth of electricity every two months. Your EMI? ₹3,000/month. Run your AC. Cook on induction. Pay less than you do today.

Your Solar EMI

₹3,000/month · full usage

Your Electricity Bill

₹6,000/bimonthly · restricted

Compare Bank Rates Calculate My EMI — Free

Calculate Your Exact Solar EMI

Adjust system size, tenure, and rate. Toggle the PM Surya Ghar subsidy to see how ₹78,000 government support reduces your EMI from day one.

Your Requirements

System Size

Loan Amount

₹1,07,000

₹50k₹6L

Interest Rate

7.00%

5.65%18%

Most Kerala banks offer 7–9%

Loan Tenure

5 Years

1 Year10 Years

Longer Tenure = lower EMI

Apply PM Surya Ghar Subsidy₹78,000 subsidy appliedSubsidy saves up to ₹78,000

Your Results

Your Monthly EMI

PM Surya Ghar Subsidy Applied

₹0

5 years · 7.00% interest

Your Loan amount after subsidy₹1,85,000₹1,07,000

Total Interest₹0

Total you pay₹0

When you are in profit

You start making money at

3.0 years

What you save over 22 years

₹7,92,000

Loan PaidProfit

EMI vs Electricity Bill

Solar EMI₹0

Electricity Bill₹3,000

You start saving immediately!

Estimated Monthly Savings+₹3,000/mo

Best Match For You

State Bank of India

7.00% Interest · Approval in 5–7 days

Compare Bank Rates Book Now

From This Page to Free Electricity — 4 Steps

Not just a solar company. Your solar partner. We handle the loan, the subsidy, the KSEB approval — you handle the lifestyle upgrade.

Calculate Your EMI

Use the calculator above. Know your exact EMI, break-even date, and best bank match. No personal details needed yet.

30 seconds

Free Site Survey

Our engineer visits your home. Roof assessment, shadow analysis, system design. Zero cost. Zero obligation. Written quote guaranteed.

Same or next day

Loan + Subsidy Filed Together

We submit your SBI loan and PM Surya Ghar subsidy simultaneously — saving 2–3 weeks vs applying separately. We handle every document.

3–7 days approval

Install, Activate, Save

Certified team installs your system. We handle KSEB net metering approval. Your meter runs backward. Savings start day one.

2–6 days install

Our partners in action

Solar Loan Rates From Top Kerala Banks

Not all solar loans are equal. Compare before you decide.

Loan amount you need

Your CIBIL score range

What matters most?

Flarize Recommended

SBI

State Bank of India

5.65% p.a.

Up to ₹2L at 5.65% (Flarize rate)
Up to ₹6L at 7.00%
5–7 days approval
Zero processing fee
No collateral up to ₹2L
No income proof for 3kW

Best for: Most Kerala homeowners — 3kW, first-time solar buyers

UBI

Union Bank of India

7.90% p.a.

Up to ₹6L loan amount
5–7 days approval
₹500 flat processing fee
CIBIL 650+ required
Tenure up to 10 years

Best for: 5kW–10kW systems needing larger loans

KGB

Kerala Gramin Bank

8.80% p.a.

Up to ₹4L loan amount
5–7 days approval
0.50% processing fee
Local branch support
Tenure up to 7 years

Best for: Wayanad, Idukki, Pathanamthitta, Kasaragod

CAN

Canara Bank

8.25% p.a.

Up to ₹6L loan amount
7–10 days approval
0.25% processing fee
CIBIL 650+ required
Tenure up to 7 years

Best for: Buyers prioritising lower upfront costs

Get Matched to the Best Bank for My Profile

Get Your Personalised EMI & Subsidy Report

We’ll call you once. No spam. No obligation.

What our clients have to say

75%

Reduction in Bills

2 Days

Installation Time

"The solar panel installation process was smooth from the very beginning. The team clearly explained each stage — from understanding our energy needs to system design, installation, and final activation. All timelines were communicated in advance, and the execution stayed on track without unnecessary delays. The overall experience felt well-planned and dependable."

Jose V P — 3kW System — Vadakkal, Alappuzha

85%

Reduction in Bills

4 Days

Installation Time

"Our commercial solar installation brought better predictability to our monthly power expenses. The team maintained transparent communication throughout the project and handled the technical and approval processes professionally."

Siraj K P — 3kW System — Cherthala, Alappuzha

78%

Reduction in Bills

6 Days

Installation Time

"What stood out most was the honest guidance we received on system capacity and realistic expectations around savings. The team took time to explain what would work best for our usage rather than overselling."

Stephen V C — 3kW System — Vattayal, Alappuzha

Have Any Questions?

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Let the Government and the Sun Pay Your Bills.